GC Law

Less than one third of the Australian population lives in regional and remote areas but nearly two thirds of all fatal car accidents occur on rural and remote roads.

The car accident fatality rate per population increases drastically with the level of remoteness. Young people aged up to 25 years of age tend to be disproportionately involved in rural and remote road trauma.

Indigenous Australians, most of whom live outside major cities, are up to three times more likely to be killed in a car accident and significantly more likely to be injured as passengers or pedestrians.

The rate of serious non-fatal car accident injuries among rural and remote residents is nearly twice that of those who reside in major cities.

Many fatal and serious car accidents in rural and remote areas are not recorded in official road data, because the accidents occur on public or private land, where rates of seat belt and helmet use are low compared to with public roads. High proportions of public and private property accidents involve motorcycles and quad bikes.

Most accidents occur during daylight hours and more occur between Friday and Sunday. They involve local residents, with only a small proportion of car accidents involving international or interstate visitors.

Most car accidents are single vehicle accidents particularly run-off-road car accidents.

There are both human and environmental factors associated with rural and remote car accidents.

Human Factors

Alcohol: The number of serious car accidents involving alcohol increases with the level of remoteness. Fatal car accidents are roughly twice as likely to involve alcohol compared with non-fatal car accidents.

Distraction: Studies have shown that 30% of rural road users reported being distracted prior to the car accident.

Fatigue: Longer driving distances and driving time in rural areas lead to an increase of fatigue. Fatigue has been attributed to one third of fatal car accidents on rural roads. The monotonous roadside landscape of rural areas can result in fatigue like affects.

Seatbelt: Even though there is a high level of seatbelt use in major cities, non-use of seatbelts in rural areas increases with remoteness. The lack of a seatbelt contributes substantially to the degree of injury suffered in a car accident.

Speed: While exceeding the speed limit is often the cause of car accidents, so is driving at an inappropriate speed for the road conditions. Driving too fast for the road conditions can still lead to a car accident, even though the car is traveling at or below the speed limit. Of course, speeding in general is also associated with car accidents.

Age: Generally, drivers aged between 17-24 have a higher risk of injury in a car accident, but male drivers aged between 30-50 years make up the majority of serious and fatal car accident causalities in rural and remote areas.

Environmental Factors

Travel Distance: Greater travel distances and time spent at the wheel increase road exposure and the higher risk of a car accident. The distance from population centres can also compromise emergency response times and access to critical medical treatment.

Road Conditions: Lower quality road conditions, like a narrow shoulder, unsealed road surfaces, potholes and oncoming traffic in narrow sections of road, all propose problems, particularly when coupled with inappropriate speeds.

Higher Speed limit: Rural and remote roads in Queensland can have default speed limits of 100km/hr. It has been found that the proportion of car accidents in higher speed zones increases with remoteness.

Unsealed roads: Car accidents on rural or remote unsealed roads have been shown to be more severe and almost double compared to the number of fatalities compared with those on sealed roads.

Unique hazards and unpredictability: Livestock and wildlife can appear on roads without warning. Farm and mining vehicles can also be unpredictable. Driving unfamiliar roads at high speed is also associated with the risk of a car accident.

We can help

If you have been injured in a car accident on a country road, please contact us as soon as possible for help. Strict time limits apply to claims for compensation. Call over personal injury lawyers on 1800 302 318 or fill out our online enquiry form.

Car theft in Southeast Queensland is reaching epidemic proportions. Sometimes people can be injured in an accident involving a stolen car, often driven by an unlicensed teenager. This article talks about the entitlements to personal injury compensation, in circumstances where the car at fault was stolen, the driver was unlicensed or flees the scene of an accident and if the vehicle at fault is unidentified.

Can personal injury compensation be claimed if you have been hit by a stolen car?

A claim for personal injury compensation for injuries caused by a stolen vehicle, are treated exactly the same way as any other CTP claim for compensation. It does not matter whether the car was registered at the time the accident occurred.

What if the driver at fault was unlicensed or flees the scene of the accident?

If you are injured in an accident being driven by an unlicensed driver or the driver flees, once again a claim for personal injury compensation is treated the same as any CTP claim. Simply because the driver is unlicensed, does not mean the car is not covered by CTP insurance.

What if the vehicle at fault is unidentified?

The situation is a bit different in hit and run car accidents, where the driver fails to stop at the scene of the accident and the vehicle at fault cannot be identified.

In these types of accidents, a claim for personal injury compensation may be made against the Nominal Defendant.

The Nominal Defendant is a statutory body established under the Motor Accident Insurance Act 1994 for the purpose of compensating people who are injured as a result of the negligent driving of an unidentified or unregistered motor vehicle.

You may have noticed that when you pay your motor vehicle registration, you also pay a levy to the Nominal Defendant. This money is paid into a fund and used to pay compensation to people injured in car accidents in the circumstances described above.

Strict time limits apply to claim against the Nominal Defendant

When a claim is made against the Nominal Defendant, strict time limits apply. A Notice of Accident Claim Form must be served on the Nominal Defendant within 3 months of the date of the accident. If this time limit is not complied with, then when the Notice is served it must accompany a reasonable excuse for the delay.

If a Notice of Accident Claim Form is not served on the Nominal Defendant within 9 months of the date of the accident, the claim becomes statute barred. This means that you lose all your rights to recover compensation for your injuries.

Urgent action required

If you have been injured as a result of a car accident involving an unidentified vehicle, then you should seek legal advice as soon as possible so that your legal rights to compensation are protected.

At GC Law, we have expert personal injury lawyers who can assist you.

Double demerit points apply in Queensland all year round, unlike other states that only apply the increased penalty during holiday periods.

Double demerit points apply for certain second and subsequent offences, committed within 12 months of the previous offence.

The double demerit system applies to offences including:

• offences for speeding more than 20km/h over the speed limit
• mobile phone offences
• driver seatbelt offences
• driver failing to ensure passengers under 16 are appropriately restrained
• motorcycle helmet offences.

The second or subsequent offence need not be the same as the previous offence to attract double demerit points – it only needs to be within the same group of offences.

Queensland drivers start with zero demerit points.  Demerit points are added to a driver’s traffic record when certain offences are committed.

A learner driver can only accumulate 4 demerit points within a continuous 1-year period before the learner licence is suspended for 3 months.

If a provisional licence holder (P-Plater) accumulates 4 or more demerit points in a continuous 1-year period, they will either have their licence suspended for 3 months, or they can agree to a 1-year period of good driving behaviour.   A late-night driving restriction may also be applied.

If a P-Plater accumulates 2 or more demerit points for offences committed during a period of good driving behaviour, their licence will be suspended for 6 months.

If the holder of an open driver’s licence accumulates 12 demerit points within a 1-year period, their licence will be suspended for a requisite period, or they may agree to a 1-year period of good driving behaviour.

If an open licence holder accumulates 2 or more demerit points for offences committed during a period of good driving behaviour, their licence will be suspended for double the requisite suspension period.

The requisite suspension period for open licence holders is:

• 12–15 demerit points = 3-month suspension
• 16–19 demerit points = 4-month suspension
• 20 or more demerit points = 5-month suspension.

If you’re found driving while suspended, you’ll be charged with unlicensed driving and need to appear in court.

In Queensland, workers who have suffered a total and permanent disability (TPD) often wonder if they can return to work after a successful TPD claim. This article aims to provide insight into this question and shed light on the various aspects that individuals should consider when contemplating a return to work.

What is a TPD Claim?

A TPD claim, or total and permanent disability claim, is a form of insurance claim made by individuals who are unable to work due to a disability that is considered permanent in nature. This type of claim provides financial support to individuals who are no longer able to sustain themselves through gainful employment.

When someone experiences a disability that is deemed permanent, it can have a significant impact on their life. Suddenly, the ability to work and earn a living becomes a challenge, and financial stability may be compromised. This is where a TPD claim comes into play, offering a lifeline to those who find themselves in this difficult situation.

Once a successful TPD claim has been made, it is natural for individuals to reassess their situation and consider the possibility of returning to work. The financial support provided by the claim can alleviate some of the immediate financial burdens, allowing individuals to focus on their recovery and explore their options.

Returning to work after a TPD claim is a decision that should be carefully considered. It is important to take into account the nature of the disability, the individual’s physical and mental capabilities, and the potential impact on their overall well-being. Some individuals may find that they are able to return to work in a modified capacity, while others may need to explore alternative career paths or consider retraining in a different field.

Returning to work after a TPD claim can also have emotional and psychological implications. It is common for individuals to experience a range of emotions, including anxiety, uncertainty, and fear of judgment from colleagues or employers. Seeking support from healthcare professionals, support groups, or counseling services can be beneficial in navigating these challenges and building resilience.

Ultimately, the decision to return to work after a TPD claim is a personal one. It is important for individuals to carefully weigh their options, consider their abilities and limitations, and seek professional advice when needed. With the right support and planning, individuals can find a path forward that allows them to regain a sense of purpose and financial stability.

How to Return to Work after a TPD Payout

Returning to work after receiving a Total and Permanent Disability (TPD) payout requires careful consideration of various factors. One of the primary factors to consider is the nature and extent of the disability that led to the TPD claim in the first place. It is essential for individuals to consult with their medical practitioner to determine whether their condition has improved to a level where returning to work is feasible.

When contemplating a return to work, it is crucial for individuals to assess the type of work they are capable of performing, taking into account their disability. This assessment involves evaluating their skills, experience, and qualifications to identify suitable job opportunities that can accommodate their specific needs. It may be necessary to explore alternative career paths or consider retraining in order to find a job that aligns with their abilities.

In addition to personal considerations, individuals should also engage with their employer to explore potential adjustments or accommodations that may enable a successful return to work. This could involve modifications to the physical work environment, such as installing ramps or ergonomic equipment, or implementing flexible working hours to accommodate medical appointments or treatments. Open and honest communication with the employer is vital in order to establish a supportive and inclusive work environment.

Furthermore, it is important for individuals to take care of their mental well-being during this process. Returning to work after a TPD payout can bring about a range of emotions, including anxiety, fear, and uncertainty. Seeking counseling or joining support groups can provide a safe space to share experiences and receive emotional support from others who have gone through similar situations.

Do I Need Legal Advice from a TPD Lawyer?

While it is not a legal requirement to seek advice from a TPD lawyer when considering a return to work after a successful TPD claim, it can be highly beneficial. TPD lawyers are experienced in dealing with the complexities surrounding TPD claims and can provide valuable guidance and support throughout the process.

If you are considering a TPD claim, or contemplating returning to work after receiving a TPD payout, contact the personal injury lawyers team today at GC Law.

In Queensland, if you are currently on WorkCover and considering changing jobs, it is important to understand your rights and obligations. While changing jobs might seem like a natural progression for career growth, it can have implications for your ongoing workers’ compensation claim. Before making any decisions, it is crucial to understand the potential consequences and seek advice from the team at GC Law. This article explores the factors you should consider when contemplating a job change while on WorkCover in Queensland.

Medical certificate and your capacity for work

One of the key considerations when changing jobs while on WorkCover is your capacity for work. WorkCover requires a medical certificate that details your current physical condition and any restrictions or limitations you may have. This certificate serves as evidence of your ability to perform certain tasks and determines your eligibility for ongoing benefits. It is essential to consult with your treating doctor and discuss your intentions to change jobs, as they can provide expert advice on whether it aligns with your current limitations and recovery progress.

Your treating doctor’s opinion regarding your capacity for work is crucial in determining your continued entitlements under the workers’ compensation scheme. Exploring job opportunities that align with your abilities can help facilitate a smooth transition without jeopardizing your claim.

When obtaining a medical certificate, it is important to provide your doctor with a comprehensive overview of your work history, including the tasks and responsibilities associated with your previous job. This information will enable your doctor to assess your capacity for work accurately and provide an informed opinion.

Additionally, your doctor may request further medical examinations or assessments to gather more detailed information about your physical condition. These examinations could involve physical tests, imaging scans, or consultations with specialists who can provide expert insights into your specific injury or condition.

It is crucial to be honest and transparent with your doctor during these assessments. Providing accurate information about your symptoms, pain levels, and any difficulties you face while performing certain tasks will help them make an accurate assessment of your capacity for work.

Once your doctor has evaluated your current physical condition and limitations, they will document their findings in the medical certificate. This document will outline any restrictions or modifications required for your work activities, such as lifting restrictions, limitations on repetitive motions, or the need for frequent breaks to manage pain or discomfort.

When considering a job change, it is essential to review the medical certificate carefully and assess whether the new role aligns with the documented restrictions. If the new job involves tasks that exceed your capacity or pose a risk to your recovery, it may be necessary to reconsider or discuss potential modifications with your employer.

Disclosure of pre-existing injury to your new employer

When switching jobs while on WorkCover, it is important to disclose any pre-existing injury or workers’ compensation claim to your prospective employer. While it can feel daunting to reveal this information, failure to disclose may have serious legal consequences. Employers have a legal obligation to provide a safe work environment, and being transparent about your condition allows them to assess and accommodate any necessary adjustments to ensure workplace safety and your well-being.

By disclosing your pre-existing injury, you enable your new employer to make informed decisions regarding your tasks and responsibilities. This fosters a proactive approach to workplace safety and can contribute to a successful transition.

One of the key reasons why it is crucial to disclose any pre-existing injury or workers’ compensation claim to your new employer is to ensure that they are aware of any potential risks or limitations you may have. This information allows them to take the necessary steps to provide a safe and supportive work environment.

When you disclose your pre-existing injury, your new employer can work with you to develop a plan that accommodates your needs. This may involve modifying certain tasks or providing additional training to ensure that you can perform your job effectively and without further aggravating your injury.

WorkCover weekly benefits and medical expenses

Changing jobs while on WorkCover can impact your weekly benefits and medical expenses. The nature of your new employment, including the level of income and workplace benefits, may alter your eligibility for ongoing compensation. WorkCover assesses these changes on a case-by-case basis, taking into account factors such as your earnings, work capacity, and entitlement to medical expenses.

When transitioning to a new job while on WorkCover, it is important to understand how this change may affect your entitlements. Your weekly benefits and medical expenses are determined based on various factors, including your pre-injury average weekly earnings and your capacity to work. If your new job offers a higher income or additional workplace benefits, it may impact the amount of compensation you receive.

WorkCover carefully evaluates each case to ensure that the compensation provided aligns with the individual circumstances. They consider factors such as the nature of your injury, the extent of your impairment, and your ability to perform the duties of your new job. By conducting a thorough assessment, WorkCover aims to provide fair and appropriate compensation to injured workers.

To ensure accurate calculations of your entitlements, it is crucial to inform WorkCover of any changes to your employment status. This includes not only switching jobs but also any modifications to your work hours or income. By promptly notifying WorkCover of these changes, you can avoid potential issues such as overpayments or underpayments.

Failure to disclose changes in your employment status can lead to complications in your compensation. Overpayments may result in the need to repay excess funds, while underpayments can leave you without the financial support you require. To navigate the complexities of WorkCover and ensure you receive the appropriate benefits, seeking advice from an experienced workers’ compensation lawyer can be invaluable.

The personal injury lawyers team at GC Law can provide guidance on how to navigate the process of changing jobs while on WorkCover. We can help you understand your rights and obligations, ensuring that you make informed decisions that protect your interests.

Christmas & New Year Parties can be an enjoyable and festive time for employees to celebrate a good year and of course, the imminent holiday break. However, accidents and injuries can occur at work functions, and it is important for both employees and employers to be aware of their rights and responsibilities when it comes to workers’ compensation.

What types of accidents and injuries can occur at work functions?

Work functions, including Christmas and New Year parties, can present various risks and hazards that may lead to accidents and injuries. Some common examples include slips, trips, and falls, especially if the event is held at an unfamiliar venue. For instance, if the party takes place at a rented venue with a different layout and flooring than the usual workplace, employees may be more prone to accidents due to unfamiliar surroundings. It is essential to ensure that the venue is well-maintained, with proper lighting and clear pathways to prevent any potential accidents.

Alcohol consumption can also increase the likelihood of accidents at work functions. While it is common for employees to enjoy a few drinks during such events, excessive alcohol consumption can impair judgment and coordination, leading to falls or car accidents. It is crucial for both employers and employees to promote responsible drinking and provide alternative transportation options, such as designated drivers or ride-sharing services, to ensure the safety of everyone attending the function.

Additionally, physical activities or team-building exercises at work functions can result in injuries if appropriate safety measures are not in place. For example, if a company organises a sports tournament or outdoor adventure activities, participants may be at risk of sprains, strains, or more severe injuries if proper warm-up exercises and safety equipment are not provided. Employers should prioritize the safety of their employees by conducting risk assessments, providing necessary safety gear, and ensuring that all participants are adequately trained or supervised during such activities.

It is crucial to remember that accidents and injuries can happen to anyone, regardless of the type of work function or the level of formality. Whether it is a casual office party or a formal corporate event, safety should always be a top priority. Employers should communicate and educate employees about potential risks and hazards associated with work functions, emphasizing the importance of personal responsibility and adherence to safety guidelines. By taking necessary precautions and fostering a safety-conscious culture, organisations can minimize the risk of incidents and create a secure environment for their employees to enjoy work-related functions.

What should you do if you are injured at a work function?

If you sustain an injury at a work function, it is essential to take immediate action to protect your health and ensure a smooth workers’ compensation claim process. Firstly, you should seek appropriate medical attention, even if the injury seems minor at first. Prompt medical assessment can help identify any underlying or hidden injuries that might worsen over time.

When it comes to seeking medical attention, it’s important to choose a healthcare provider who is familiar with workers’ compensation cases. They will have a better understanding of the necessary documentation and procedures required for your claim. Additionally, they can provide you with a detailed medical report that clearly outlines the nature and extent of your injuries, which will be crucial when filing your workers’ compensation claim.

After seeking medical attention, you should report the incident to your employer as soon as possible, following the company’s specific reporting procedures. Timely notification is vital to ensure that the incident is properly documented and investigated. Failure to report the injury promptly might result in delays or complications when pursuing a workers’ compensation claim.

When reporting the incident, be sure to provide a detailed account of what happened, including the date, time, and location of the work function, as well as any contributing factors that may have led to the injury. This information will help establish a clear timeline of events and assist in determining liability.

Furthermore, it is advisable to gather any evidence that may support your claim, such as photographs of the scene or witness statements. This evidence can strengthen your case and help demonstrate that the injury occurred during the course of your employment at the work function.

In addition to gathering evidence, it is crucial to keep detailed records of any expenses related to your injury. This includes medical bills, transportation costs, and any other out-of-pocket expenses you may have incurred. These records will be necessary when calculating the compensation you are entitled to receive.

Lastly, consider seeking legal advice from an experienced workers’ compensation law firm, like GC Law. We can provide guidance and support throughout the entire process, ensuring that your rights are protected and that you receive the compensation you deserve.

Can you claim workers’ compensation if you are injured at a work Christmas party?

Whether you can claim workers’ compensation for an injury sustained at a work Christmas party depends on the circumstances surrounding the incident. In general, if the injury occurred while you were engaged in an activity that was authorised by your employer or had a connection to your employment, you may be eligible for workers’ compensation.

For example, if the work Christmas party was organised and funded by your employer, and attendance was mandatory or strongly encouraged, it is likely that any injuries sustained during the event would be considered work-related. This could include slip and fall accidents, food poisoning, or even injuries from participating in organized activities such as team-building exercises or sports.

However, it is important to note that the specific eligibility criteria may vary based on individual circumstances, such as the nature of the event, the location, and the level of employer involvement.

In conclusion, while it is possible to claim workers’ compensation for injuries sustained at a work Christmas party, the eligibility criteria can be complex and depend on various factors. It is advisable to seek professional advice from personal injury lawyers and thoroughly understand your rights and obligations to ensure you receive the compensation you deserve.

Before delving into the specifics of making a TPD claim, it is essential to comprehend what TPD means in the context of Queensland. TPD, or total and permanent disability, refers to a condition where an individual is rendered permanently incapable of working due to a disability. This disability could be physical, mental, or a combination of both. TPD insurance exists to provide financial support to individuals facing such circumstances.

When it comes to TPD claims in Queensland, it is crucial to understand the legal framework and the process involved. The Queensland legislation provides guidelines and regulations to ensure that individuals with total and permanent disabilities receive the necessary support and compensation.

TPD claims can be complex, requiring extensive documentation and evidence to prove the extent of the disability and its impact on the individual’s ability to work. It is essential to consult with experienced lawyers like GC Law to assist you in navigating the legal intricacies and maximize the chances of a successful claim.

In Queensland, TPD insurance policies vary, and it is crucial to carefully review the terms and conditions of your policy to determine the eligibility criteria for making a claim. Some policies may require a waiting period before a claim can be lodged, while others may have specific exclusions for certain types of disabilities.

Furthermore, TPD claims often involve medical assessments and evaluations to determine the severity and permanence of the disability. Medical professionals specialising in the relevant fields play a crucial role in providing expert opinions and supporting the claimant’s case.

It is important to note that TPD claims can take time to process, and the outcome may depend on various factors, including the strength of the evidence presented and the interpretation of the policy terms by the insurance provider. Patience and perseverance are key qualities when navigating through the TPD claims process.

Additionally, it is essential to seek emotional and psychological support during this challenging time. Dealing with a total and permanent disability can be emotionally draining, and having a support network can make a significant difference in coping with the situation.

How does a TPD claim work?

The process of making a Total and Permanent Disability (TPD) claim involves several key steps. Firstly, it is crucial to gather all necessary documentation, including medical records, expert opinions, and any relevant insurance policy information. This evidence will support your claim by proving the nature and extent of your disability.

When gathering medical records, it is important to include all relevant documentation, such as doctor’s reports, test results, and treatment plans. These records provide a comprehensive overview of your condition and its impact on your daily life.

In addition to medical records, obtaining expert opinions can strengthen your TPD claim. These opinions can come from specialists in your specific disability or from independent medical professionals who can provide an objective assessment of your condition.

Once you have gathered all the necessary documentation, the next step is to notify your insurance provider of your intent to make a TPD claim. This typically involves submitting a claim form provided by the insurer. The claim form requires you to detail the circumstances of your disability, provide supporting evidence, and answer any relevant questions.

When completing the claim form, it is important to be thorough and accurate in your responses. Clearly explain how your disability prevents you from engaging in gainful employment and performing daily activities. Providing specific examples and detailing the impact on your quality of life can strengthen your claim.

Upon submitting your claim, the insurance company will assess the validity of your claim by reviewing the evidence and assessing the severity and permanency of your disability. This evaluation process can take some time, as the insurer may need to consult with medical professionals or request additional information.

During the evaluation process, it is crucial to remain patient and cooperative. Respond promptly to any requests for further information or clarification. Cooperating with the insurer’s requests can help expedite the assessment and increase the chances of a favorable outcome.

If your TPD claim is successful, the insurance company will offer a lump sum payment to help cover medical expenses, living costs, and any other financial burdens resulting from your disability. It is advisable to seek professional financial advice to ensure that you make the most appropriate decisions regarding this settlement.

A financial advisor can help you understand the tax implications of the settlement, assist in creating a long-term financial plan, and guide you in making informed decisions about investing or managing the funds. They can also help you explore any potential entitlements or benefits that may be available to you.

It is important to carefully consider your options before accepting a settlement offer. Take the time to assess your current and future financial needs, consult with trusted professionals, and weigh the potential benefits and drawbacks of different settlement options.

Remember, a TPD claim can be a complex process, and having the right support and guidance can make a significant difference. Consider seeking legal advice from GC Law to ensure that your rights are protected and that you receive the compensation you deserve.

What are some examples of TPD claims?

TPD claims can arise from a variety of circumstances. For instance, a construction worker who suffers a severe spinal injury resulting in permanent paralysis may be eligible to make a TPD claim. Similarly, an individual diagnosed with a degenerative neurological disorder that hampers their ability to perform tasks essential for their profession may also qualify for a TPD claim. These examples underscore the significance of understanding the specific criteria defining a TPD claim in Queensland.

What is the TPD claims process?

The TPD claims process encompasses the steps, from initially notifying your insurer to receiving a decision on your claim. It is crucial to adhere to the timelines and requirements set by the insurance company. Failure to comply may result in delays or even the denial of your claim. To navigate this process successfully, it is advisable to seek professional legal assistance, as lawyers experienced in TPD claims can guide you through each step and ensure that you meet all obligations.

Who can make a TPD claim?

TPD claims are not limited to specific professions or sectors. Any individual who holds a valid TPD insurance policy and meets the eligibility criteria defined within the policy terms can make a TPD claim. The specific requirements may vary between insurance providers, so it is essential to review your policy documents thoroughly to ensure that you are eligible to make a claim.

What Financial Assistance is Available through TPD Claims

Upon a successful TPD claim, the insurance company will offer financial assistance in the form of a lump sum payment. This payment is designed to alleviate the financial burdens associated with a permanent disability, such as medical expenses, ongoing care costs, and loss of income. It is crucial to carefully consider how to allocate these funds to ensure long-term financial stability and meet immediate needs.

How to Appeal a Rejected TPD Claim

In the unfortunate event of a rejected TPD claim, it is essential to understand your options for appeal. Most insurance policies outline an internal dispute resolution process, which involves escalating your concerns to a higher authority within the insurance company. If this process fails to yield a satisfactory outcome, you may have the option to lodge a complaint with an external authority, such as the Financial Ombudsman Service or the Australian Financial Complaints Authority.

In conclusion, making a successful TPD claim in Queensland can be complex. To give yourself the best chance of success, talk to the personal injury lawyers team at GC Law today.

Delivered 1 November 2023

Background

A Court can award a permanent stay to a defendant who is unable to fairly defend a claim brought against them because of the unavailability of witnesses and/or documents due to the passage of time.

GLJ commenced proceedings in January 2020 against the Diocese for psychiatric injuries caused by alleged abuse by a priest in or about 1968 when she was 14 years old.

The New South Wales Court of Appeal granted the Diocese a permanent stay on the proceedings brought by GLJ because:-

1. The Diocese did not become aware of GLJ’s allegations until 2019; and
2. Almost all senior people who could provide the Diocese with instructions and/or given evidence at the trial had died, including Father Anderson (the alleged perpetrator of the sexual abuse), who died in 1974.

The Court of Appeal determined that there could not be a fair trial and ordered that the proceedings be permanently stayed.

GLJ appealed to the High Court of Australia.

The Decision of the High Court

The High Court of Australia allowed GLJ’s appeal, entitling her to proceed to a court trial and have her matter heard by a Court.

In making its decision, the High Court concluded that:

1. A permanent stay order must be a last resort, when no other option is available and should only be granted in exceptional circumstances.
2. The risk that a trial might be unfair is insufficient to warrant a stay of proceedings.
3. In removing the statutory limitation period in relation to historical sexual abuse claims, the Parliament intended to prioritise the rights of victims, despite the potential challenges that these claims inherently bring, including fading of memories and loss of evidence over time.
4. A plaintiff must still prove their claim at trial to the relevant standard of proof. Missing witnesses or evidence do not in themselves make a trial unfair.

Effect on Historical Sexual Abuse Claims

The decision of the High Court of Australia in GLJ is binding on all lower court in Australia.

The decision brings an end to an unreasonable legal tactic used by defendants in historical sexual abuse claims, ensuring that more survivors are able to pursue justice over the abuse perpetrated against them as innocent

Motorcycle accidents can result in severe injuries and can be a traumatic experience for the injured party. In Queensland, it is important for motorcyclists to understand their rights and the compensation they may be entitled to if they are injured in an accident. This article provides an overview of motorcycle injury compensation in Queensland, including how to make a claim and the time limits for filing a claim. We will also discuss specific scenarios such as injuries as a pillion passenger, accidents caused by the motorcyclist themselves, accidents resulting in death, and accidents that occur during work-related travel.

The Basics of Motorcycle Injury Compensation in Queensland

 Motorcycle injury compensation in Queensland is governed by the Motor Accident Insurance Act 1994. This legislation ensures that injured motorcyclists have access to compensation for their injuries, medical expenses, rehabilitation costs, and any economic loss they may have incurred as a result of the accident.

If you have been injured in a motorcycle accident, it is crucial to seek legal advice as soon as possible. An experienced personal injury lawyer can guide you through the claims process and help you understand your rights and entitlements.

When it comes to motorcycle accidents, the injuries sustained can be severe and life-altering. The physical and emotional toll can be overwhelming, and the financial burden can add to the stress. That’s why motorcycle injury compensation exists – to provide support and financial assistance to those who have been injured in such accidents.

Under the Motor Accident Insurance Act 1994, injured motorcyclists in Queensland are entitled to compensation for a wide range of damages. This includes medical expenses, such as hospital bills, surgeries, medication, and rehabilitation costs. It also covers any economic loss suffered as a result of the accident, such as lost wages or earning capacity.

It’s important to note that motorcycle injury compensation claims can be complex and time-consuming. Navigating the legal process on your own can be overwhelming, especially when you’re already dealing with the physical and emotional aftermath of an accident. That’s why it’s highly recommended to seek the assistance of a compensation law firm, like GC Law who have strong expertise and experience in motorcycle accident claims.

Importantly, time is of the essence when it comes to motorcycle injury compensation claims. There are strict time limits within which you must lodge your claim, so it’s important to act quickly. Consulting with a personal injury lawyer as soon as possible after your accident will ensure that your rights are protected and that you have the best chance of receiving the compensation you deserve.

How Do I Make a Compensation Claim?

 Making a compensation claim for a motorcycle accident involves several steps. Firstly, it is important to gather evidence to support your claim. This may include medical reports, witness statements, photographs of the accident scene, and any other documentation that can substantiate your injuries and the circumstances surrounding the accident.

When it comes to gathering evidence, it is crucial to be thorough. Medical reports play a significant role in establishing the extent of your injuries and the impact they have had on your life. These reports provide detailed information about your diagnosis, treatment, and prognosis. They can also outline any ongoing medical expenses or rehabilitation needs.

Witness statements are another valuable piece of evidence. They provide an unbiased account of what happened during the accident and can help establish liability. Gathering statements from individuals who saw the accident occur or who arrived shortly after can strengthen your claim.

In addition to medical reports and witness statements, photographs of the accident scene can be highly beneficial. These images can help recreate the sequence of events and provide visual evidence of the conditions at the time of the accident. They can capture important details such as skid marks, road hazards, or any other factors that may have contributed to the incident.

Once you have gathered the necessary evidence, you must lodge a claim with the Compulsory Third Party (CTP) insurer of the vehicle at fault.

 How Much Compensation Will I Receive?

 The amount of compensation you may receive for a motorcycle accident will depend on several factors, including the severity of your injuries, the impact on your life, and the economic loss you have incurred. The CTP insurer will assess your claim and determine the appropriate amount of compensation to be paid.

It is important to note that compensation amounts vary on a case-by-case basis.

Time Limits for Filing a Motorcycle Injury Claim in Queensland

 In Queensland, there are strict time limits for filing a motorcycle injury claim. Generally, a claim must be lodged within three years from the date of the accident. However, it is advisable to seek legal advice as soon as possible to ensure that you meet all the necessary deadlines.

If you fail to lodge your claim within the specified time limits, you may lose your right to compensation. Therefore, it is crucial to take prompt action in pursuing your claim.

What if I suffer injuries in a motorcycle accident caused by myself?

 If you suffer injuries in a motorcycle accident that was caused by your own negligence, you may still be entitled to some compensation. Queensland has a fault-based system, which means that even if you were partially at fault, you can still make a claim against the CTP insurer of the other vehicle involved.

What happens if a motorcyclist is killed in an accident caused by another?

 In the unfortunate event that a motorcyclist is killed in an accident caused by another party, the family or dependents of the deceased may be eligible for compensation. This compensation can cover a broad array of costs, including funeral expenses, loss of financial support, and other associated expenses.

What if I am injured in a motorcycle accident going to or from work?

 If you are injured in a motorcycle accident while traveling to or from work, you may be eligible for compensation through the Queensland workers’ compensation scheme. This scheme provides benefits to workers who suffer injuries in the course of their employment, including accidents that occur during work-related travel.

An experienced workers’ compensation lawyer can assist you in navigating the claims process and help ensure that you receive the compensation you are entitled to.

How Our Law Firm, GC Law Can Help

 At GC Law, we understand the challenges faced by injured motorcyclists in Queensland. Our team of dedicated personal injury lawyers have extensive experience in handling motorcycle accident claims and can provide you with the expertise and support you need to navigate the compensation process.

We offer a free initial consultation, during which we will assess your case and provide you with an honest evaluation of your prospects for compensation.

In Queensland, just like in any other state in Australia, workers’ compensation is primarily designed to provide financial support and assistance to individuals who suffer injuries or work-related illnesses. However, there often seems to be confusion surrounding the eligibility of self-employed individuals to claim workers’ compensation benefits. Many people mistakenly assume that only employees are entitled to such benefits. In this article, we will explore the specific rights and options available to self-employed individuals who sustain work-related injuries in Queensland.

What is a sole trader?

 Before delving into the topic of claiming compensation for work injuries as a self-employed person, it is essential to understand the concept of a sole trader.

In Queensland, a sole trader, or sole proprietor, refers to an individual who operates a business as an individual entity. Unlike a company or partnership, a sole trader does not separate their personal and business finances legally. As a sole trader, you have complete control over your business decisions and operations, but you are also personally liable for any debts or obligations.

Being a sole trader though comes with its fair share of challenges. One of the significant drawbacks is the personal liability that accompanies this business structure. Unlike a company, where the business is a separate legal entity, as a sole trader, you and your business are considered one and the same. This means that if your business incurs any debts or legal obligations, your personal assets may be at risk.

On the flip side, the simplicity and flexibility of being a sole trader can be highly appealing. Unlike setting up a company, which involves complex legal processes and ongoing compliance requirements, becoming a sole trader is relatively straightforward. You can start your business by registering an Australian Business Number (ABN) and choosing a business name, if desired. This simplicity makes it an attractive option for individuals who want to test the waters of entrepreneurship without committing to a more formal business structure.

What insurance does a sole trader need?

When it comes to being a sole trader, there are several insurance options that you should consider to protect yourself and your business. While workers’ compensation may not be mandatory for self-employed individuals in Queensland, it is crucial to consider acquiring suitable insurance coverage to protect yourself from potential occupational risks.

One type of insurance that you should explore as a sole trader is personal accident and illness insurance. This type of insurance provides coverage in the event that you are injured or become ill and are unable to work. It can provide financial support to help cover medical expenses, rehabilitation costs, and even lost income while you are unable to work.

Another insurance option to consider is income protection insurance. This type of insurance is designed to provide a regular income if you are unable to work due to injury or illness. It can help to cover your living expenses and ensure that you can continue to meet your financial obligations while you are unable to generate income from your business.

It is important to carefully consider the specific risks associated with your line of work as a sole trader. For example, if you are a tradesperson, you may want to consider public liability insurance. This type of insurance can provide coverage in the event that you cause damage to property or injure someone while carrying out your work.

Professional indemnity insurance is another important consideration for certain types of sole traders. If you provide professional advice or services, this type of insurance can protect you in the event that a client suffers financial loss as a result of your advice or services. It can help cover legal costs and any compensation that may be awarded.

While these are some of the key insurance options to consider as a sole trader, it is always a good idea to seek advice from an insurance professional who can assess your specific needs and recommend the most appropriate coverage for your business. Remember, having the right insurance in place can provide you with peace of mind and financial protection in the face of unexpected events.

How does sole trader workers compensation work?

Although self-employed individuals are generally not covered by the workers’ compensation scheme in Queensland, there are circumstances in which they may still be eligible for benefits. For example, if you engage a contractor or subcontractor and they suffer an injury while working for you, they may be considered your “worker.” In such cases, you may have an obligation to provide workers’ compensation insurance coverage for them.

Additionally, if you are a sole trader and you sustain a work-related injury due to the negligence of another party (e.g., a manufacturer’s defect), you may be able to pursue a personal injury claim against that party for damages. This avenue allows self-employed individuals to seek compensation for medical expenses, lost income, and other associated costs resulting from their injury.

How to Make a claim after a self-employed injury

If you are self-employed and have experienced a work-related injury or illness, it is crucial to take the appropriate steps to protect your rights and access any available compensation. Firstly, seek immediate medical attention to address your condition and establish documented evidence of your injury or illness.

Additionally, consider consulting with experienced compensation lawyers, like GC Law. We can guide you through the process of making a claim and help you navigate any potential complexities.

Time Limits for Compensation Claims

When it comes to lodging a compensation claim after a self-employed injury in Queensland, it is crucial to be aware of the relevant time limits. The Workers’ Compensation and Rehabilitation Act 2003 stipulates that claims must generally be made within six months from the date of injury. However, the legislation also allows for some flexibility in exceptional circumstances. To ensure you do not miss any crucial deadlines, it is advisable to consult with a legal professional as soon as possible after your injury occurs.

How GC Law Can Help

At GC Law, we understand the complexities and challenges faced by self-employed individuals when it comes to claiming compensation for work-related injuries. Our team of experienced personal injury lawyers are dedicated to helping you navigate the legal process and obtain the compensation you deserve. Call GC Law for a free, no-obligation consultation.

Post-traumatic stress disorder (PTSD) is a mental health condition that can severely impact an individual’s life, specifically when it arises after experiencing a traumatic event at the workplace. For workers in Queensland, understanding the process of claiming workers’ compensation for PTSD is crucial.

What is PTSD in Queensland?

In Queensland, post-traumatic stress disorder (PTSD) is recognised as a psychological injury that may result from experiencing or witnessing a traumatic event while employed. The event might involve actual or threatened death, serious injury, or sexual violence. It is important to note that PTSD is not limited to specific industries or occupations; the disorder can affect workers across various sectors.

PTSD can manifest with a range of symptoms, including intrusive memories or flashbacks, nightmares, severe anxiety, and changes in mood and behaviour. These symptoms can significantly impede an individual’s ability to perform their job and negatively affect their overall well-being.

How is PTSD determined in Queensland in the context of Workers’ Compensation?

In Queensland, workers who have been diagnosed with Post-Traumatic Stress Disorder (PTSD) may be entitled to claim workers’ compensation benefits. However, establishing a link between the traumatic event experienced at work and the development of PTSD can be a complex process.

Firstly, it is crucial to demonstrate that the traumatic event occurred during the course of employment. This can be verified by providing evidence such as incident reports, witness statements, or medical records. For example, if a worker in the construction industry witnesses a serious accident on a worksite that triggers their PTSD, they would need to provide documentation that confirms the incident and its connection to their work environment.

Secondly, it must be established that the diagnosed PTSD is a result of the specific traumatic event at work and not from any other factors outside of the workplace. This requires medical evidence from mental health professionals who can assess the worker’s condition and determine the causal relationship between the traumatic event and the development of PTSD. These professionals play a crucial role in evaluating the impact of the event on the worker’s mental health and providing expert opinions that support the workers’ compensation claim.

Workers’ Compensation claims for PTSD must be submitted to WorkCover Queensland, the state’s statutory scheme responsible for administering workers’ compensation. The claims process involves providing detailed information about the traumatic event, medical documentation, and other supporting evidence to demonstrate the impact of PTSD on the individual’s ability to work.

Once the claim is submitted, it undergoes a review by WorkCover Queensland. This review includes an assessment of the evidence provided, consultation with medical professionals, and consideration of any relevant legislation and guidelines. The aim is to ensure that the claim is assessed fairly and accurately, taking into account the specific circumstances of the worker and the requirements of the workers’ compensation scheme.

Understanding the Differences between Workers’ Compensation and Common Law Claims

Workers’ compensation claims in Queensland provide a no-fault scheme that enables injured workers to receive financial and medical benefits without having to prove the employer’s negligence. This system ensures that injured workers can access medical treatment, rehabilitation services, and weekly payments to compensate for lost wages.

Under the Workers’ Compensation and Rehabilitation Act 2003, workers are entitled to compensation for their work-related injuries, regardless of who caused the accident. This means that even if the worker’s own actions contributed to the accident, they can still receive benefits under the workers’ compensation scheme. For example, if a worker slips and falls due to their own carelessness, they can still receive compensation for their injuries.

Workers’ compensation claims are designed to provide a safety net for injured workers, ensuring that they receive the necessary support and financial assistance to recover from their injuries and return to work. The no-fault nature of these claims also helps to expedite the process, as there is no need to go through lengthy legal proceedings to determine fault.

On the other hand, common law claims require the injured worker to establish negligence or fault on the part of the employer. These claims provide an avenue for seeking additional compensation beyond the statutory benefits offered under workers’ compensation.

Successful common law claims can result in higher monetary compensation to cover pain and suffering, loss of future earnings, and other damages. Unlike workers’ compensation claims, which are limited to specific benefits outlined in the legislation, common law claims allow injured workers to seek compensation for a wider range of losses and expenses.

Is there a Time Limit for Making a PTSD Compensation Claim?

In Queensland, there is generally a time limit for making a workers’ compensation claim for Post-Traumatic Stress Disorder (PTSD). The time limit is usually six months from the date when the individual became aware of their diagnosis of PTSD and its relation to their work-related traumatic event.

In addition to pursuing a statutory WorkCover claim, if negligence has played a role in your PTSD diagnosis, you may also consider initiating a “common law” claim. This legal avenue aims to secure lump-sum compensation for the following:

• Past lost income and superannuation;
• Future lost income and superannuation;
• Pain and suffering;
• Medical treatment expenses, both past and future.

It’s important to note that you have a three-year window within which to file a common law workers’ compensation claim with the court. If you miss this deadline, it is advisable to consult a personal injury lawyers promptly, as there are certain exceptions to this timeframe that may apply to your specific circumstances.

How can GC Law Help?

At GC Law, we have a team of experienced compensation lawyers who can advise you today on a potential PTSD claim. We offer a free, no-obligation consultation and No Win-No Fee on all approved claims.

Workers’ compensation claims in Queensland can be complex, especially when it comes to calculating pain and suffering. Understanding how pain and suffering is assessed and proven is crucial for individuals seeking fair compensation for their injuries. This article will explore the process of calculating pain and suffering in workers’ compensation claims in Queensland, including what pain and suffering entails, how it is assessed, and how individuals can prove their pain and suffering.

Additionally, we will delve into the concept of General Damages and the calculation methods used in Queensland. Finally, we will discuss the role of GC Law in assisting individuals in navigating the complex landscape of workers’ compensation claims and ensuring they receive the compensation they deserve.

What is pain and suffering?

Pain and suffering refers to the physical and emotional distress experienced by an individual as a result of an injury or illness caused by the negligence or wrongdoing of another party in the workplace. While workers’ compensation claims primarily focus on compensating for medical expenses and lost wages, pain and suffering compensations are designed to provide financial relief for the non-economic impacts of an injury.

When it comes to workplace injuries, pain and suffering can encompass a wide range of experiences. Physical pain, such as the throbbing sensation of a broken bone or the persistent ache of a muscle strain, is one aspect of pain and suffering. This type of pain can make it difficult for individuals to perform their daily tasks, impacting their quality of life both at work and at home.

However, pain and suffering extends beyond physical discomfort. It also includes the emotional and psychological toll that an injury can have on an individual. The fear and anxiety that may arise from the uncertainty of recovery, the frustration of being unable to participate in activities once enjoyed, and the sadness that comes from the loss of independence are all examples of the emotional distress that can accompany a workplace injury.

Furthermore, pain and suffering can have long-lasting effects on an individual’s relationships and overall well-being. The strain of chronic pain or a debilitating injury can lead to feelings of isolation and depression. It may also impact one’s ability to engage in social activities, leading to a sense of disconnection from friends and loved ones.

When seeking compensation for pain and suffering, it is important to consider the unique circumstances of each case. Factors such as the severity of the injury, the duration of the pain and suffering, and the impact on the individual’s life will all be taken into account when determining the appropriate compensation amount. In some cases, expert opinion may be required to provide a comprehensive understanding of the extent of the pain and suffering endured.

Ultimately, pain and suffering compensation aims to acknowledge the intangible losses experienced by an individual due to a workplace injury. It recognises that the impact of an injury extends beyond medical bills and lost wages, and seeks to provide financial support for the physical, emotional, and psychological toll that a workplace injury can have on an individual’s life.

How is pain and suffering assessed in Queensland?

Pain and suffering calculations in Queensland involve a combination of objective and subjective factors. The ISV scale, introduced by the Workers’ Compensation and Rehabilitation Act 2003, plays a significant role in determining the amount of compensation an individual may receive for their pain and suffering.

The ISV scale assigns points to specific injuries based on their severity and duration. These points are then converted into a monetary value, which serves as a baseline for calculating the overall compensation for general damages.

For example, let’s consider a case where an individual suffers a severe back injury due to a workplace accident. The ISV scale would assess the severity and duration of the injury and assign a specific number of points. These points would then be converted into a monetary value, taking into account the impact on the individual’s daily life and ability to perform their job.

However, the calculation of general damages does not solely rely on the ISV scale. Other factors are also taken into consideration to ensure a fair and comprehensive compensation assessment.

One such factor is the individual’s age. Younger individuals may be awarded higher compensation due to the potential long-term impact of their injuries on their future employability and quality of life. On the other hand, older individuals may receive lower compensation as their career prospects and life expectancy may be less affected.

Furthermore, the impact on the individual’s career and future employability is also considered. If the injury prevents the individual from returning to their previous job or limits their ability to pursue certain career paths, it may result in higher compensation to account for the loss of earning capacity.

Additionally, the general impact on the individual’s quality of life is taken into account. This includes factors such as physical and emotional pain, loss of enjoyment of life, and the need for ongoing medical treatment or rehabilitation. These aspects are evaluated to ensure that the compensation adequately reflects the overall impact of the injury on the individual’s well-being.

Calculating pain and suffering requires expertise in workers’ compensation law and an in-depth understanding of the compensation process in Queensland.

How Can our law firm, GC Law Help You?

At GC Law, we understand the complexities of workers’ compensation claims in Queensland and the challenges individuals face when seeking fair compensation for their pain and suffering. Our experienced team of personal injury lawyers are dedicated to providing personalised legal advice, representation and guidance throughout the claims process.

If you are in need of legal assistance with your workers’ compensation claim in Queensland, don’t hesitate to contact GC Law. We offer a free, no-obligation consultation and No Win-No Fee on approved claims.

Casual employees make up a large proportion of the Australian Workforce, with around 3 million people casually employed. Casual workers can be employed directly by an employer or through a labour hire agency.

Casual workers are usually employed in temporary or contract jobs and work irregular hours. They are not entitled to sick pay or holiday leave like full time employees.

While casual employees often endure job uncertainty, from a workers compensation perspective, all casual employees are treated the same as full time workers.

Casual work can make employees especially vulnerable to injury from health and safety issues. Casual employees can miss out on crucial advice about assessed risks of injury, safe manual handling advice and safety procedures.

In Queensland, employees who work on a casual basis often wonder if they are entitled to workers’ compensation benefits. This article aims to provide a comprehensive guide to the rights and processes involved in claiming workers’ compensation as a casual employee in Queensland.

Are Casual Employees Entitled to Workers Compensation in Queensland?

Workers’ compensation is a form of insurance, compulsory on all employers that provides benefits to employees who suffer work-related injuries or illnesses. In Queensland, casual employees are generally eligible to claim workers’ compensation if they meet certain criteria.

Firstly, a casual employee must demonstrate that their injury or illness arose out of or in the course of their employment. This means that the injury or illness must be directly related to their work activities or conditions.

For example, let’s consider a scenario where a casual employee, named Sarah, works as a waitress in a busy restaurant in Queensland. One day, while carrying a tray of hot dishes to a table, Sarah slips on a wet floor and injures her back. In this case, Sarah’s injury clearly arose out of her employment as a waitress, as it happened while she was performing her duties.

Additionally, the casual employee must establish that they were engaged in employment at the time of the incident. This typically requires demonstrating that they were undertaking work for their employer, whether it is via a written contract or a verbal agreement.

Continuing with Sarah’s example, she can easily prove that she was engaged in employment at the time of the incident. She was on her scheduled shift, wearing her uniform, and carrying out her duties as a waitress when the accident occurred. Therefore, Sarah satisfies this requirement.

However, it is important to note that workers’ compensation laws can be complex and nuanced, and each case is unique. Therefore, it is advisable for casual employees to seek legal advice to fully understand their entitlements.

The Process of Claiming Workers Compensation as a Casual Employee in Queensland

The process of claiming workers’ compensation as a casual employee in Queensland involves several steps. It is crucial to follow these steps carefully to ensure a successful claim:

1. Notify the employer: The injured casual employee must notify their employer of the injury as soon as possible. This notification should be in writing and include details of the incident, including the time, date, and nature of the injury.
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   When notifying the employer, it is important to provide as much information as possible to ensure that the claim is properly documented. This includes providing details about the location of the incident, any witnesses present, and any contributing factors that may have led to the injury. By providing a clear and comprehensive account of the incident, the injured casual employee can help establish the validity of their claim
2. Seek medical treatment: Obtaining appropriate medical treatment is crucial for the injured casual employee’s well-being and their workers’ compensation claim. It is important to attend medical appointments and provide accurate and thorough information about the injury or illness.
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   When seeking medical treatment, it is important to choose a healthcare provider who is experienced in treating work-related injuries. This ensures that the injured casual employee receives the necessary care and that their medical records accurately reflect the extent of their injuries. It is also important to provide the healthcare provider with a detailed account of the incident and any symptoms experienced, as this information will be used to assess the claim.
3. Lodge a workers’ compensation claim: The injured casual employee must complete and lodge a workers’ compensation claim form with WorkCover Queensland. This form should include all relevant information about the injury, treatment received, and any supporting documentation.
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   When completing the workers’ compensation claim form, it is important to be thorough and accurate. The injured casual employee should provide a detailed account of the incident, including any contributing factors and the impact it has had on their ability to work. It is also important to include any supporting documentation, such as medical reports, witness statements, or photographs, that can help substantiate the claim.
4. Cooperate with the claims process: Throughout the claims process, the injured casual employee must cooperate with their employer, WorkCover Queensland, and any other parties involved. This may involve attending medical assessments, providing additional documentation, or participating in rehabilitation programs.
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   Cooperating with the claims process is essential to ensure that the claim is processed efficiently and accurately. This includes attending any scheduled medical assessments and providing any requested documentation promptly. It is also important to actively participate in any rehabilitation programs recommended by healthcare providers, as this can help facilitate the injured casual employee’s recovery and return to work.
5. Review and appeal if necessary: If the claim is initially denied, the injured casual employee has the right to request a review. It may be helpful to seek legal assistance during this stage to navigate the appeal process effectively.
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   If the claim is denied, it is important not to lose hope. Seeking legal assistance can provide valuable guidance and support throughout the review and appeal process. An experienced workers’ compensation lawyer can help gather additional evidence, prepare strong arguments, and represent the injured casual employee’s interests during any hearings or negotiations.

Remember, the process of claiming workers’ compensation as a casual employee in Queensland can be complex, but by following these steps and seeking appropriate assistance when needed, injured casual employees can increase their chances of a successful claim.

What am I Entitled to as a Casual Employee?

Every casual employee is covered by WorkCover in Queensland. This is a workers’ compensation insurance that exists in Queensland and covers serious work-related injuries that impact an employee’s ability to work or their overall lifestyle. An employee may be entitled to weekly payments to cover loss of income, money to cover medical and rehabilitation expenses or a lump sum if the casual worker is permanently impaired by the injury suffered at work.

Alternatively, if a casual employee experiences psychological injuries and excessive stress due to their job, they may be eligible for paid Workers’ Compensation Stress Leave, however this is rarely awarded in Queensland. The employee can also seek coverage for medical expenses under this WorkCover stress leave.

Casual employees are entitled to and can apply for workers compensation with WorkCover Queensland if they are injured at work. WorkCover is compulsory in Queensland and every employer must hold a WorkCover Accident Insurance policy unless they are a registered self-insurer.

If an employer has neglected to pay for this insurance policy to cover their employees, a casual worker is still covered by WorkCover. This will not impact the support and entitlements the casual worker will receive.

What WorkCover Queensland benefits can I Receive as a Casual Worker?

Generally there are 2 avenues to compensation under WorkCover Queensland.

1. Statutory Benefits
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   If a casual worker is injured at work they are entitled to payment of weekly compensation benefits, medical and hospital expenses and rehabilitation. If a casual worker has been left with a permanent impairment as a result of their injury they may also be entitled to a lump sum payment of compensation.
2. Common Law Damages
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   If a casual worker is injured as a result of the fault of their employer then they will have an entitlement to common law damages. The amount of common law damages will usually greatly exceed the lump sum payment of compensation from WorkCover.

Avoiding Common Mistakes When Claiming Workers Compensation as a Casual Employee in Queensland

When claiming workers’ compensation as a casual employee in Queensland, it is essential to avoid common mistakes that can jeopardize the success of the claim. Some key mistakes to avoid include:

One of the most crucial mistakes to avoid is the failure to notify the employer promptly. As a casual employee, it is vital to inform your employer about any injury or illness as soon as possible. Delaying the notification can weaken the claim and may even result in the denial of benefits. Therefore, it is important to prioritise prompt communication with your employer to ensure that your claim is taken seriously and given the attention it deserves.

In addition to prompt notification, providing sufficient medical evidence is another critical aspect of a successful workers’ compensation claim. As a casual employee, it is essential to obtain comprehensive and accurate medical documentation to substantiate your claim. This evidence plays a vital role in proving the extent of your injury or illness and its relation to your work. Failing to obtain appropriate medical documentation can hinder the success of your claim, as it may lead to doubts about the validity and severity of your condition.

While navigating the workers’ compensation process can be complex, casual employees can benefit greatly from seeking legal advice. Workers’ compensation laws can be intricate and vary from state to state, making it essential to understand your rights and entitlements fully. By consulting with a lawyer experienced in workers’ compensation claims, you can gain valuable insights and guidance throughout the process. This can help you navigate any potential pitfalls and ensure that you receive the compensation you deserve.

Completing claim forms accurately and thoroughly is another crucial step in avoiding unnecessary delays or denial of benefits. As a casual employee, it is important to carefully fill out all necessary claim forms and ensure the accuracy of the provided information. Any incomplete or inaccurate information can lead to complications and delays in the processing of your claim. Therefore, taking the time to double-check all the details and ensuring that all required fields are properly filled out can significantly contribute to the success of your claim.

In conclusion, when claiming workers’ compensation as a casual employee in Queensland, it is vital to avoid common mistakes that can jeopardize the success of your claim. By promptly notifying your employer, providing sufficient medical evidence, seeking legal advice, and completing claim forms accurately, you can increase your chances of a successful outcome. Remember, the workers’ compensation process can be complex, but with the right approach and attention to detail, you can navigate it effectively and secure the benefits you are entitled to.

Key Advice About WorkCover for Casual Employees

• All casual workers injured at work are entitled to WorkCover in Queensland and any casual worker can apply for WorkCover
• All casual workers injured at work are entitled to WorkCover in Queensland and any casual worker can apply for WorkCover
• It is illegal to make a casual worker redundant as a result of a WorkCover injury claim
• Casual employees are entitled to either statutory benefits or common law damages following a WorkCover injury claim.
• To quickly calculate your WorkCover benefits as a casual, simply find the average hours worked each week. You will be entitled to a replacement income based on this average figure

How GC Law Can Help Injured Casual Workers Claim Compensation in Queensland

GC Law is a leading law firm in Queensland that specialises in workers’ compensation claims. Our team of experienced personal injury lawyers can assist injured casual workers in navigating the complexities of the claims process and ensure their rights are protected.

This information should in no way be taken as legal advice and is designed as general information regarding casual worker’s injury compensation in Queensland. GC Law recommends that you speak to a lawyer regarding your situation.

In Queensland, workers compensation is a crucial protection system that provides financial support and medical assistance to workers who suffer injuries or illnesses in the course of their employment. However, one question that arises is whether workers are covered by this compensation if they sustain injuries while working from the comfort of their own homes. Obviously, there has been a significant increase in the numbers of employees working from since the advent of COVId-19. This article aims to explore the intricacies of workers compensation in Queensland and shed light on the extent of coverage for injuries sustained at home.

When Will Workers Compensation Cover Injuries When Working at Home?

Workers compensation coverage for injuries sustained at home depends on several factors. To determine eligibility, one must assess the nature of the injury and the circumstances under which it occurred. Generally, injuries that arise out of employment activities and occur during work hours are covered. This means that if you are employed and conducting work-related activities from home, the chances are high that you will be covered by workers compensation in the event of an injury.

However, it is important to note that injuries that occur during breaks or unrelated activities, such as personal tasks or hobbies, may not be covered by workers compensation. For instance, if you take a break to cook lunch and accidentally cut yourself, you may not be eligible for compensation as this would be considered a personal and unrelated activity.

Working from home has become increasingly common in recent years, especially with the rise of remote work and the advancements in technology that allow people to perform their job duties from the comfort of their own homes. This shift in the work landscape has raised questions about workers compensation coverage for injuries that occur while working remotely.

When it comes to determining whether an injury sustained while working at home is covered by workers compensation, one of the key factors is whether the injury arose out of employment activities. This means that the injury must be directly related to the work being performed. For example, if you are a graphic designer and you sustained carpal tunnel syndrome due to the repetitious nature of using the computer mouse, that would likely be considered an injury arising out of employment activities and would be covered by workers compensation.

Another important factor to consider is whether the injury occurred during work hours. Just like injuries that occur in a traditional office setting, injuries that happen while working from home are generally covered if they occur during the designated work hours. However, it is important to note that defining work hours can sometimes be more challenging when working remotely, as there may be more flexibility in terms of when work is performed.

It is also worth mentioning that the location where the injury occurred can play a role in determining workers compensation coverage. In some cases, injuries that happen in areas of the home that are designated as the employee’s workspace may be more likely to be covered. However, this can vary depending on the specific circumstances and the laws of the jurisdiction in which the employee is located.

While injuries that occur during breaks or unrelated activities may not be covered by workers compensation, it is important for employers and employees to have clear guidelines and policies in place to ensure that everyone understands what is considered work-related and what is not. This can help prevent confusion and potential disputes when it comes to determining eligibility for workers compensation coverage.

Overall, workers compensation coverage for injuries sustained while working at home is determined by a variety of factors, including the nature of the injury, the circumstances under which it occurred, and whether it arose out of employment activities. It is important for both employers and employees to be aware of these factors and to have clear communication and guidelines in place to ensure that everyone understands their rights and responsibilities when it comes to workers compensation coverage.

What is an Example of Someone Injured at Home Who Received Workers Compensation in Queensland?

In 2011 the Administrative Appeals Tribunal decided in favour of a worker who was injured while working in her own home.  In the matter of Hargreaves and Telstra Corporation Limited [2011] AATA 417 (17 June 2011) the worker was injured when she fell down the stairs at her home while she was working for Telstra.  At the time of each fall she was logged into Telstra’s computer system and had gotten up from her workstation for a short break, like taking a tea break in an office environment.  In this case, the worker was entitled to make a claim for workers’ compensation for the injuries that she sustained at work.

What to do if You’re Injured at Home and Covered by Workers Compensation

If you sustain an injury while working at home and you believe you are covered by workers compensation, there are important steps to follow. Firstly, report the injury to your employer as soon as possible. This ensures that your employer is aware of the situation and can initiate the necessary procedures for your claim.

When reporting the injury, be sure to provide detailed information about how the accident occurred and the specific injuries you have sustained. This information will be crucial in determining the validity of your claim and the amount of compensation you may be entitled to. It is important to be as thorough and accurate as possible when describing the incident, as any inconsistencies or gaps in your account may raise doubts about the legitimacy of your claim.

Once you have reported the injury, your employer will likely require you to fill out a workers compensation claim form. This form will ask for details about the accident, your injuries, and any medical treatment you have received. It is important to complete this form accurately and honestly, as any false or misleading information could jeopardize your claim.

Secondly, seek immediate medical attention for your injury. It is essential to document the extent and nature of your injury to support your claim. When visiting a healthcare professional, be sure to provide a detailed account of how the injury occurred and any symptoms you are experiencing. This will help the medical provider accurately diagnose and treat your injury, as well as provide necessary documentation for your workers compensation claim.

Depending on the severity of your injury, your healthcare provider may recommend additional diagnostic tests, such as X-rays or MRIs, to further evaluate the extent of the damage. These tests can provide valuable evidence to support your claim and ensure that you receive appropriate compensation for your injuries.

Thirdly, consult with a workers compensation lawyer to guide you through the claim process. They will provide expert advice and ensure that you receive the compensation you are entitled to. A workers compensation lawyer will review the details of your case, assess the strength of your claim, and help you navigate the complex legal procedures involved in obtaining compensation.

During your consultation with a workers compensation lawyer, be prepared to provide all relevant documentation, including medical records, accident reports, and any correspondence with your employer or their insurance company. This will help the lawyer evaluate the strength of your claim and determine the best course of action to maximize your chances of a successful outcome.

In addition to assisting with the claim process, a workers compensation lawyer can also help you understand your rights as an injured worker. They can advise you on any potential legal issues that may arise, such as disputes over the extent of your injuries or disagreements with your employer’s insurance company.

It is important to remember that the workers compensation claim process can be complex and time-consuming. Having an experienced lawyer by your side can greatly increase your chances of a successful outcome and ensure that you receive the compensation you deserve for your injuries.

What Benefits are Provided by Workers Compensation in Queensland?

Workers compensation in Queensland offers various benefits to support injured workers. These benefits include:

* Medical and rehabilitation expenses: Workers compensation covers the costs of medical treatments, therapies, and rehabilitation services necessary for the injured worker’s recovery.

* Income support: If the injured worker is unable to work temporarily or permanently due to the injury, workers compensation provides income support to compensate for the lost wages.

* Return to work assistance: Workers compensation includes programs and services designed to assist injured workers with their return to work, such as vocational training and job placement support.

* Lump-sum settlements: In some cases, workers may be eligible for a lump-sum settlement, which provides a one-time payment to compensate for permanent impairment or loss of function resulting from the injury.

These benefits aim to alleviate the financial and emotional burdens faced by injured workers, enabling them to focus on their recovery and reintegration into the workforce.

How GC Law Can Help Injured Workers Claim Compensation for Injuries Sustained at Home

When it comes to navigating the complexities of workers compensation claims for injuries sustained at home, seeking expert assistance is crucial. GC Law, a leading law firm specializing in workers compensation, has a team of experienced personal injury lawyers who can provide the necessary guidance and support to injured workers.

If you have been injured at work or during the course of your employment, you should contact GC Law for FREE advice about your workers’ compensation entitlements.

This information should in no way be taken as legal advice and is designed as general information regarding casual worker’s injury compensation in Queensland. GC Law recommends that you speak to a compensation lawyers regarding your situation.

If you’ve been involved in a motor vehicle accident in Queensland and sustained injuries, you may be eligible to make a Compulsory Third Party (CTP) claim. While some people will be happy to hand the claims process over to a lawyer to manage from start to finish, others may choose to handle the claim themselves – though advice from a legal professional before doing so is always advisable.

In this article, we will walk you through the steps involved in lodging a claim, communicating with the insurer, understanding the need for treatment or rehabilitation, and finally, how to settle your claim. A word of warning – making a CTP claim on your own can be a time-consuming process, particularly if you’re working full-time. Dealing with insurance companies, particularly in the situation where your claim is challenged or rejected, can also be stressful and frustrating.

Lodging a CTP claim

After a motor vehicle accident, the first step in managing your CTP claim is to lodge it with the relevant CTP insurer. The insurer is determined by the registration of the at-fault vehicle. Generally, you should lodge your claim as soon as possible, ideally within the first 28 days after the accident. The claim can be lodged online, via email, or by mail, using the appropriate forms available on the insurer’s website.

When lodging your claim, ensure you provide all the relevant details, including the date, time, and location of the accident, as well as the names and contact information of all involved parties and witnesses. Additionally, include any evidence you may have, such as photographs, police reports, and medical records related to your injuries.

Communicating with the insurer

Once your claim is lodged, the insurer will assign a claims officer to your case. Open and clear communication with your claims officer is vital throughout the process. They will likely require additional information and documentation to assess your claim fully so it’s important to be responsive to their requests and promptly provide accurate and detailed information. Contact the insurer if there’s anything you don’t understand about the information they send you and refer to your claim number when in contact with them.

It’s essential to understand your rights and entitlements under Queensland’s CTP scheme, as well as the insurer’s obligations. You have the right to access your claim file and dispute decisions made by the insurer if necessary. Keep a record of all communications with the insurer, including emails, phone calls, and letters, to maintain a comprehensive overview of your claim’s progress.

The importance of records of medical treatment and rehabilitation

After an accident, seeking timely medical attention is crucial both for your health and the success of your CTP claim. Follow the treatment plan recommended by your healthcare provider and attend all medical appointments diligently. Retain all medical records and receipts for treatments, medications, and rehabilitation expenses.

If your injuries require rehabilitation, the CTP scheme may cover the costs of physiotherapy, occupational therapy, or psychological counseling, among other treatments. To ensure rehabilitation costs are covered, it’s important to seek pre-approval from the insurer.

Settling a claim without legal representation

While some complex cases may require legal representation, many straight forward CTP claims can be settled without engaging a lawyer – though seeking expert advice about the process of making a claim is a sensible move to make sure you follow the correct process. Essential things to keep in mind in managing your claim effectively include:

The importance of evidence: Collect as much evidence as possible to support your claim. This includes medical records, bills, and receipts related to your injuries and treatments, as well as documentation of lost wages or other financial losses.

Understand compensation entitlements: Familiarise yourself with the compensation benefits available under the CTP scheme in Queensland. This includes compensation for medical expenses, lost income, and pain and suffering, among others.

Make a reasonable settlement demand: Once you have a clear understanding of your entitlements and have gathered all relevant evidence, make a reasonable settlement demand to the insurer. This should include a breakdown of the compensation you are seeking.

Negotiate with the insurer: Be prepared for negotiation with the insurer. They may respond with a counteroffer, so be open to compromise while ensuring you receive fair compensation for your injuries.

Seek assistance if needed: If you encounter difficulties during the negotiation process or believe you are not being treated fairly, you can seek advice from the Motor Accident Insurance Commission (MAIC) or contact our team at GC Law for additional advice and guidance.

Managing your own CTP claim may seem daunting, but with the right knowledge and advice, it is possible to navigate the process when your claim is straightforward. The benefits of a legal advice, however, include having an experienced practitioner prepare and submit a correct claim form, calculate heads of damage, prepare offers of settlement and conduct negotiations with the insurer to get the best possible result. Being well-informed and proactive will allow you to manage your CTP claim efficiently and secure the compensation you deserve. Speak with our personal injury lawyers team at GC Law today if you have any questions about the issues raised here.

Total and Permanent Disability (TPD) insurance provides financial support to individuals who suffer from a disability that prevents them from working and earning an income. If you find yourself in a situation where you are unable to work due to a severe disability, a TPD claim can offer much-needed financial relief from financial stress, particularly if you are the breadwinner in a family.

In this article, we will explore the eligibility criteria for making a TPD claim, provide examples of different TPD scenarios, and outline the claims process to help you navigate the process effectively. Speaking with legal professionals with proven experience in handling a TPD claim is advisable, to ensure your claim is in order and to enhance the prospect of its acceptance.

Eligibility criteria for a TPD Claim

Eligibility criteria for TPD claims can vary based on the specific insurance policy and the provider. However, some common factors are considered across most policies. To be eligible for a TPD claim, you typically need to meet the following criteria:

Permanent disability: You must have suffered a total and permanent disability that prevents you from engaging in your own occupation or any occupation for which you are reasonably suited based on your education, training, or experience.

Waiting period: Most TPD policies have a waiting period, usually between three to six months, during which time you must remain totally and permanently disabled before you can submit a claim.

Definition of TPD: The definition of TPD can vary between policies. Some policies have an ‘own occupation’ definition, where you are considered TPD if you can no longer work in your specific occupation. Others have an ‘any occupation’ definition, where you are considered TPD if you can’t work in any occupation for which you are reasonably suited. The ‘any occupation’ definition of disability is the only one available if you wish to hold TPD insurance through your superannuation. Any occupation TPD cover is also generally less expensive than own occupation policies, the latter potentially providing a payout even if you’re able to return to work in another occupation. Certain own occupation policies may also not provide cover for specific occupations that are deemed high-risk.

Evidence and documentation: You will need to provide extensive medical evidence and documentation from qualified healthcare professionals to support your claim. This may include medical reports, diagnostic tests, treatment records, and statements from specialists.

Examples of conditions that may give rise to a TPD claim

TPD claims can arise from various life-altering circumstances. Here are some examples of scenarios that may qualify for a TPD claim:

Accidents and injuries: A person involved in a severe accident resulting in permanent physical disabilities, such as loss of limbs, loss of sight or hearing, or paralysis, may be eligible for a TPD claim.

Serious illnesses: Individuals diagnosed with critical illnesses such as advanced stages of cancer, multiple sclerosis, or severe heart conditions that prevent them from working may qualify for a TPD claim.

Mental health conditions: Severe mental health disorders, such as severe depression, anxiety, or post-traumatic stress disorder (PTSD), which hinder a person’s ability to work, can also be grounds for a TPD claim.

Chronic conditions: People suffering from chronic illnesses or conditions, such as chronic back pain or autoimmune diseases, that significantly impair their capacity to work may be eligible for a TPD claim.

What’s involved in the TPD claims process

Making a TPD claim involves several essential steps to ensure a smooth and successful process.

Firstly, you should notify your insurance provider about your intention to make a TPD claim as soon as possible. Obtain the necessary claim forms and documents from the insurer, or you may find them online at the insurer’s website.

Next, all relevant medical evidence and documentation to support your claim must be collected, including medical reports, specialist assessments, test results, treatment plans, and any other relevant records. A personal injury lawyers can help expedite this process for you when handling your claim.

Then fill out the claim forms accurately and provide comprehensive details about your disability, its impact on your ability to work and lifestyle, and any other relevant information requested by the insurer. Submit the completed claim forms along with the supporting documentation to the insurer.

The insurer will review your claim and conduct an assessment to determine if you meet the policy’s TPD criteria. This may involve seeking additional information from medical professionals or conducting investigations. After the assessment, the insurer will communicate their decision on your claim. If approved, you will receive a lump sum payment based on your TPD policy’s insurance. If your claim is denied, you may have the option to appeal the decision or seek advice from a legal professional. Payouts can range between $30,000 up to $1.5 million in some cases.

Seek specialist advice

When making a TPD claim as a result of accident, illness, or a chronic condition, understanding the eligibility criteria (including the importance of waiting periods), gathering comprehensive evidence, and following the claims process diligently are all vital to a successful claim. If you find yourself in such a situation, the guidance of expert legal professionals such as our team at GC Law can be the difference between having your claim accepted or rejected. Contact us the personal injury lawyer today if anything in this post raises questions for you.

One of the first questions a person seeking compensation for an injury they’ve suffered at work will ask is how much money they may be entitled to receive under Queensland’s workers’ compensation scheme.

There are a number of factors which influence the amount of money paid to an injured worker as either statutory benefits or a lump sum paid in the case of suffering a permanent impairment from the injury. They key considerations are:

• the circumstances of the accident;
• the nature and extent of the injuries sustained;
• the nature and extent of any pre-existing injuries;
• the age and life expectancy of the person;
• whether the injuries are likely to affect the injured person’s ability to earn an income in the future;
• the level of care required, past, present and future, both paid and gratuitous (family members, etc);
• medical and other expenses;
• likely future expenses.

All of these factors are considered in determining what a person making a workers’ compensation application will receive if their claim is accepted by WorkCover Queensland or an insurer.

What can the claim cover?

Compensation payouts to injured workers, as outlined above, include statutory benefits, a lump sum offer for permanent impairment, and common law damages if the negligence of the employer or a colleague in causing the injury can be established.

If a WorkCover statutory claim is accepted, an injured worker will receive money to compensate for:

• lost wages for the time you are unable to work;
• the costs of medical treatment (including doctors’ consultations, medicines, x-rays, etc);
• the costs of necessary hospital stays;
• rehab costs, such as physio or a return-to-work programs agreed between the worker and their employer;
• travelling expenses, i.e. to and from medical appointments or the hospital.

Weekly benefits paid initially once your claim is accepted are calculated on the date the injury occurred, how much time is needed off work and whether your terms of employment are governed by an industrial award. The payments are then worked out as a percentage of your weekly wage with your current employer in the 12 months before your injury. If you’ve been employed less than 12 months, the benefit will be calculated on what you’ve earned in the period you’ve been employed. The payment reflects what you would have earned had you not been injured, including salary or wages, duties, penalties, allowances and overtime.

If you are being paid under an industrial award, you are eligible to receive the greater of 85 per cent of your normal weekly earnings (NWE) or the amount payable under the instrument. Injured workers not under an award are eligible to receive the greater of 85 per cent of normal weekly earnings or 80 per cent of a full-time adult’s ordinary time earnings in Queensland, up to 26 weeks. For claims between 26 weeks to 104 weeks, the payment is the greater of 75 per cent of NWE or 70 per cent of ordinary time earnings. After 104 weeks compensation will depend on the worker’s degree of impairment.

It should be noted that a WorkCover claim is ‘no fault’ – no one need to be legally responsible for the injury in order to make the claim. Benefits will continue until you are fit to return to work and your injuries have reached maximum medical improvement; when you receive a lump sum offer; when you’ve been receiving weekly payments for five years; or when your total weekly compensation reaches the maximum amount payable.

Lump sum offers: Once your injuries have stablished, an accredited medical practitioner can assess your degree of permanent impairment (DPI). Permanent loss of movement, loss of a limb, disfigurement or severe mental disorder are some examples of permanent impairments.

A ‘Notice of Assessment’ from WorkCover Queensland will make an offer of a lump sum payment to finalise the statutory compensation claim based on a set calculation. A DPI of 20 per cent or above allows the claimant to accept the lump sum compensation amount and still make a claim for common law damages, but for a DPI of less than 20 per cent, a choice must be made between the lump sum or the damages claim. Generally speaking, a common law negligence claim will yield a greater payout if successful.

Expert legal advice from qualified compensation law professionals is essential when considering a lump sum offer.

A workers’ compensation case example

In Nkamba v Queensland Childcare Service Pty Ltd [2022] QDC 292, a childcare centre worker was setting up an activity for the children when, laden with equipment from a storage shed, she stepped backwards and rolld her ankle on a small Lego block left on artificial grass, rupturing her anterior talofibular ligament. The plaintiff, Ms Nkamba, said the incident occurred around 6am in the morning when it was still dark and that a defective light in the storage shed impaired visibility in the area where the Lego brick lay. The defendants argued there was enough general light for Ms Nkamba to have seen the block and that she had been contributorily negligent in causing the injury. It was discovered Ms Nkamba had also previously told her employer about the defective shed light, to no effect.

Ms Nkamba was paid statutory benefits under a WorkCover claim but the court also awarded her $197,013.98 in damages, clear of any workers’ compensation refund liability, with $116,288 awarded for past economic loss as a result of her injury.

Speak with compensation law experts

There is a lot to do in making a workers’ compensation claim, including gathering evidence, attending medical appointments and meeting time limits for making an application. The process can be stressful and time-consuming, before any consideration of what sort of payments you might be entitled to. To remove some of the stress and worry from making a claim, discussing your case with our professional team at GC Law is highly advisable. Our personal injury lawyers can give you an assessment of the strength of your claim, a timeline of how the claim should progress, and an appraisal of how much compensation you may be entitled to. Contact us today to help us put your mind at ease if you’ve been injured at work.

Not all workers are aware that they can claim for compensation if they suffer an injury while travelling to and from their place of work, known as ‘journey claims’.

In this article, we’ll look at what’s required to make a successful journey claim, which our professionals at GC Law can help you with if any of the information in this post applies to your personal situation.

Firstly, a journey claim is possible if a worker is injured:

• travelling to or from home and their workplace;
• travelling to or from a place of training related to their employment;
• travelling to or from medical or rehabilitation undertaken as part of a WorkCover workers’ compensation claim;
• travelling between jobs with different employers, or;
• travelling on work-related business, either locally, interstate or internationally.

While in certain circumstances an injury sustained at home before you begin your journey can be claimed for, this injury can not be the subject of a journey claim. For this kind of claim to be successful, the journey must be directly between your home and place of work, or training location, without any major delay or deviation, or if travelling outside your normal work route, your employment must be a significant contributing factor to your injury.

What compensation can a journey claim provide?

A journey claim resembles a typical workers’ compensation claim for an injury that occurs at work. Medical and rehabilitation expenses; the costs of travel to and from medical appointments; paid care and assistance while you are recovering from the injury; and wage benefits between 80 to 100 per cent of your normal gross salary are part of a successful journey claim.

Statutory lump sum payments are also available in the event you’re permanently impaired and unable to return to work, or your capacity to do your old job is reduced.

Like any workers’ compensation claim, medical assessment of your injury as soon as possible after the accident is crucial in order for your claim to go forward. Either at the time you see a doctor or shortly afterwards, a work capacity certificate needs to be obtained from the treating doctor to be included with the application for compensation.

The journey-related injury should also to be reported to your employer as soon as possible and it’s likely the employer’s accident reporting procedure will need to be followed. In some cases it may also be necessary to report the accident to police, and any police report of the accident obtained.

Making a journey claim also requires that an employee is classified as a worker under Queensland’s Workers Compensation Act, meaning an individual employed under a contract and considered an employee for tax purposes.

A journey claim under the state’s workers’ compensation law is ‘no-fault’, meaning the application will be accepted provided you are classified as a worker and as long as none of the following circumstances apply to your claim:

• you did something unlawful during the journey for which you’re claiming that significantly contributed to the injury-causing accident;
• there was a significant delay before you started the journey, or;
• you made a substantial interruption or deviation from your usual journey, such as visiting a supermarket en route, for example.

These exceptions aside, your journey claims must be filed with WorkCover within applicable time limits, supported by relevant evidence.

It should be noted that in situations where a worker is involved in a car accident caused by the negligence of another driver on their way to or from work, it’s possible to also make a personal injury claim against that driver’s CTP insurer alongside the workers’ compensation claim. Where the accident was not the fault of the worker, the CTP insurance of the driver at fault will reimburse the workers’ compensation insurer for the workers’ claim.

Real-life examples of journey claims

In the 2012 case of Sharon Olive Johnston v QComp, a nurse who left home for work before realising she had forgotten her ID card then fell down stairs at her home after she’d returned to retrieve it. Workcover Queensland, QComp and the Queensland Industrial Relations Commission rejected her claim for compensation of the injuries she sustained under the Act, arguing that her first journey had ended once she returned home and her work journey had not re-commenced as she had not left home when the injury occurred. The Industrial Court subsequently upheld this decision, reinforcing that a journey for the purposes of work is terminated by the boundaries of a worker’s residence and their workplace.

By contrast in the 2012 case of Kennerley v QComp, a Qantas flight attendant who was in a car accident while traveling to renew his United States work visa outside of work hours initially had his journey claim for compensation rejected by the airline. Q-Comp then set aside Qantas’ decision before the airline won an appeal at the Industrial Relations Commission. Mr Kennerley finally appealed to the Industrial Court of Queensland who found that even though he was not performing work for Qantas or even on his way to work on the day of the accident, he ‘was doing something which he was reasonably required, expected or authorised to do in order to carry out his duties’. He needed the US visa in order to travel for work and this caused him to be on the road when the accident occurred, meaning his injuries were suffered in the course of his employment and his employment was a significant contributing factor to the injury.

Unsure whether you have a journey claim? Call our expert team

Expert legal advice is essential if you’ve been injured travelling to or from work. Insurers will often vigorously challenge the claim that the worker’s journey was connected to their employment duties, particularly if there is any deviation from the usual route. They may also challenge whether a person is a ‘worker’ for the purposes of the Act and question the severity of the injury.

Strict time limits also apply to these claims, the application needing to be lodged with WorkCover Queensland no later than six months after the injury is sustained or is known.

The complexity of these claims mean the expertise of legal professionals with experience in collecting the evidence required to support your claim is vital. Contact our friendly team of personal injury lawyers at GC Law today.

Social media has quickly become one of the most transformative tech tools in modern society. More than 80 per cent of the Australian population are active social users as of 2021, a rise of 30 per cent in just six years.

Use of social media is considered an ongoing real-world experiment by many technology experts, with both positive and negative consequences. On the one hand, it allows people to instantly connect and stay in touch all over the world. On the other it exposes users, including vulnerable people such as children, to potentially harmful content.

The implications of social media use are already well-known in modern workplaces. Most employers now have a code of conduct governing how employees can use social media in work hours – but some also stress the need for the company’s reputation to be protected by employees when posting to social media in their personal time.

The focus of this article is on the role social media can play in a workers’ compensation claim by an injured employee.

How can your social media use affect your workers’ compensation claim?

As use of social media has grown, so has its use in legal proceedings, including workers’ compensation claims. People share so much of their lives on social media, including photos and descriptions of family gatherings, overseas trips, holidays, parties, weddings and other social events. They also exchange personal news and views with family and friends such that an otherwise disinterested observer could easily find out many details of their lives.

Insurance company investigators, whose job is to guard against fraud, have become practised at examining the social media accounts of those seeking compensation to find information that might help them deny or mitigate the claim. This process will include looking through the accounts of family and friends in what has been described as a form of electronic surveillance to try and verify the extent and severity of the claimant’s injury.

What’s important to note is that social media posts can be used as evidence in denying the workers’ compensation claim, or proving the claimant’s contributory negligence in causing the injury. Pictures or descriptions of a claimant water-skiing, hiking or doing anything physically active may hamper their claim to being injured and unable to work, for example.

For this reason, a person making a workers’ compensation claim will usually be advised by an expert legal professional to approach social media posting with extreme caution during the period of making and resolving the claim. It doesn’t mean they must go ‘cold turkey’ on social media, but be extra careful and vigilant about what they post and how they interact with others.

The importance of privacy settings

Many people who use social media platforms are unaware of how ‘public’ their information is. All platforms now have extensive privacy settings to ensure a user can restrict who can see and share the information they post. It’s essential for a person making a workers’ compensation claim to activate privacy settings on their social media accounts to restrict who can access their posts. Additionally, users should not share passwords or accept friend requests from random people.

Examples of where social media use has been crucial in a claim

The leading case example for the use of social media in a workers’ compensation claim is Digby v The Compass Institute Inc and Anor from 2015. Ms Digby claimed an injury at work had left her with a tremor in her right arm and hand and she was unable to return to work. The impact of the injury on her lifestyle and overall enjoyment also caused her a psychiatric injury, she claimed.

In a trial of the claim, material from Ms Digby’s Facebook account was admitted as evidence which cast doubt on her injury claim. Her social posts suggested there may be other explanations for her psychological state and showed social activity that contradicted her claim that the injury had caused her depression and isolation. The impact of these posts was that the final amount of compensation she received was significantly reduced.

Caution required using social media when making a workers’ compensation claim

An injured worker who decides to pursue a workers’ compensation claim needs to exercise extra caution when using social media until the claim is resolved. As mentioned, this means refraining from posting pictures and/or videos that shows them undertaking strenuous physical activity – playing sport, bushwalking, gardening or even material which suggests a busy and active social life – material that could potentially be used by an insurer to challenge the claim.

Similarly, a claimant should exercise care not to post anything that suggests they are not undertaking necessary recovery and rehabilitation for the injury. In the end, workers’ compensation is designed to help the injured worker back to work, not keep them away permanently. A person making a claim should also refrain from commenting on social media – or replying to anyone who comments on their posts – about the claim as this material could potentially be considered an admission of liability or partial liability.

It’s wise for the claimant’s family and friends to also exercise restraint by not posting on social media about the claim, or divulging information that undermines the worker’s claim of injury. A photo posted by a friend may derail your claim.

All discussion of the claim, ideally, should remain confidential between the person making the claim and their legal representative.

The need for expert legal advice

It’s common practice now for insurance companies to trawl through a person’s social media accounts, whether they are making a workers’ compensation, personal injury, motor vehicle or public liability claim. If an injured person makes a common law claim for damages, social media posts may also be part of the compulsory discovery process. For these reasons, it’s crucial to be more cautious about how social media is used after the injury in case posts become part of the evidence used to deny your claim. At GC Law our persona injury lawyers are compensation specialists who can advise you on how to manage social media use during a workers’ compensation claim as well as try to limit an insurer’s ability to use the material. Contact Our Compensation Lawyers today for a discussion of your claim.

Workers’ compensation schemes in all of Australia’s states and territories provide financial assistance to those injured at work to help them rehabilitate, recover and return to their jobs as soon as possible.

Under the state/territory schemes and Australia’s Fair Work Act, most employees who are injured in the course of their employment are legally protected from being dismissed during the process of making a workers’ compensation claim. It is also unlawful for an employer to pressure an employee not to make a workers’ compensation claim, by offering to pay for their medical expenses or through other promises about their work responsibilities, for example.

We’ll look in this post at the rights and obligations of both workers and employers when it comes to maintaining an employee’s job during a workers’ compensation claim, including a person’s right to pursue an unfair dismissal claim if they lose their job in this period.

A worker’s legal entitlements under the workers’ compensation scheme and the Fair Work Act

A work-related injury can make an employee vulnerable to an unscrupulous employer who dismisses them on the basis they can no longer perform their assigned duties, or perform it to the same standard as pre-injury.

But under workers’ compensation schemes in Australia’s states and territories, time periods apply during which an employer must not terminate an employee. In Queensland, under the Workers’ Compensation and Rehabilitation Act 2003 (the WCRA), a worker who can’t perform in their usual role due to a work-related injury or disease cannot be dismissed within 12 months of the injury or illness becoming known. This law is aimed at preventing employers from also taking action such as demoting or suspending an injured worker, restricting their pay or reducing their hours of work, or denying them an opportunity for promotion.

An employee can then ask their employer to return them to their old job within 12 months after the injury by providing a medical certificate from a doctor confirming their fitness to return to work. An employer can be fined for ignoring these provisions of the WCRA.

If an injured worker does not return to work after 12 months and there are no suitable alternative duties available for them, the employee can be legally terminated – provided that it’s confirmed the work-related injury will prevent them from returning to work for another three months.

Additionally, under the Fair Work Act 2009 (Cth) (‘FWA’) an employer is not permitted to dismiss an employee because the employee is temporarily absent from work due to illness or injury of a ‘prescribed kind’. A prescribed kind of illness or injury exists once the worker provides a medical certificate or a statutory declaration about the illness or injury within 24 hours of the start of the absence period. ‘Temporary absence’ has been defined as a three-month period – either consecutively or cumulative absences totalling three months over a 12-month period.

The option of unfair dismissal if terminated while on workers’ compensation

Apart from the protection afforded workers under the WCRA, under the FWA an employer who dismisses an employee because they are temporarily absent from work due to an illness or injury opens the possibility the injured employee can pursue an unfair dismissal claim on the basis of section 385 of the Act that the termination:

• was harsh, unjust or unreasonable;
• was not consistent with the Small Business Fair Dismissal Code;
• or, was not a case of genuine redundancy.

In section 387, the criteria considered by the Fair Work Commission in determining an unfair dismissal application are set out, with factors including whether there was a valid reason for the dismissal related to the person’s capacity or conduct; whether the person was notified of that reason; and whether the person was given an opportunity to respond to any reason related to the capacity or conduct of the person.

An injured worker can still be made redundant while on workers’ compensation if the reason is unrelated to the injury, but the employer must comply with the appropriate legislation, give the employee written notice (which can run at the same time as their absence on workers’ compensation) and pay out all entitlements including redundancy pay.

Employers’ obligations regarding workers’ compensation

Apart from not dismissing an employee within 12 months of the injury, employers have a number of key obligations when it comes to an employee’s workers’ compensation claim including:

• reporting the injury and beginning the claim process;
• engaging the injured worker to discuss treatment of the injury, possible workplace changes to provide a safer work environment, rehabilitation and return-to-work plans, including flexible working arrangements to assist with recovery;
• keeping the insurer informed of the worker’s progress in recovering to be able to return to work;
• maintaining effective workplace rehabilitation policies and procedures.

A conscientious employer will monitor the health and well-being of an employee who sustained a work-related injury to hasten their return to work whether or not they received workers’ compensation benefits for lost wages and medical/rehab costs.

WorkCover Queensland recently highlighted the case of an employee, Giada, who was diagnosed with epicondylitis, a repetitive strain injury, which prevented her from working in her job as a manager and gelato-maker at a Gelateria. After surgery, she was referred to a rehabilitation specialist by the work authority to help her return to work. Her boss, Matteo, provided lighter, alternative duties to help get her back in the workplace faster.

What an employee should do while on workers’ compensation

The most important thing a person with a work-related injury can do is maintain open contact with their employer about the injury, including their medical treatment and their progress to recovery. This includes early reporting of the injury after the incident or when they become aware of it and being transparent about any pre-existing injuries. Employees should then concentrate on medical treatment, including discussing return-to-work plans with their employer (lighter duties, etc). It’s advisable for an injured employee to keep a journal or record of how their injury affects their daily life, as well as all records associated with the injury (travel expenses, medical receipts, etc).

Finally, it’s important to act quickly and correctly when filing a workers’ compensation claim. Time limits apply and you could miss out on available statutory benefits if you wait too long after the injury to make a claim. The guidance of experienced compensation legal professionals can remove the stress and worry of making a claim. At GC Law, workers’ compensation is our specialty. We will compassionately discuss your injury as soon as possible after it occurs and provide clear, simple advice on the next steps. Contact us today.